Credit Lead (Underwriter), Institutional Lending & Liquidity

The role: Tether Capital is launching a new credit vertical focused on providing short-term liquidity and credit facilities to fintech companies, payment providers, exchanges, and other financial institutions.

We are looking for a Credit Lead (underwriter) focused on institutional lending and liquidity to join this new initiative and help build the credit function from the ground up. This is a hands-on role for someone with strong experience in credit underwriting and structuring, who is comfortable assessing businesses, making credit recommendations, and developing the policies and processes needed to support a growing lending platform.

Key Responsibilities:

- Underwrite and structure credit facilities, including revolving credit facilities, working capital loans, and liquidity facilities.

- Analyse companies' financial statements, cash flows, liquidity position and repayment capacity.

- Determine appropriate lending amounts, terms, covenants, security, and other risk protections.

- Develop credit policies, underwriting guidelines, templates, and concentration limits from scratch.

- Monitor credit risk and borrower performance and establish appropriate risk-monitoring processes.

- Support the development and scaling of the new credit business.

Requirements:

- 10+ years of relevant credit experience.

- Strong experience in credit underwriting and structuring, rather than purely credit analysis.

- Previous experience with fintech & payments is mandatory.

- Background in institutional lending, private credit, venture debt, specialty finance, or a similar environment.

- Experience establishing or developing credit policies, processes, or risk frameworks.

- Crypto, digital assets, or stablecoin experience is a plus, but not required.